Steven T. Hanford Counsel Silverang, Rosenzweig & Haltzman, LLC Woodlands Center, Suite 300 900 East Eighth Avenue King of Prussia, PA 19406 Main: (610) 263-0115 Fax: (215) 754-4934 shanford@sanddlawyers.com

Mr. Hanford's practice is concentrated in general business and corporate law, real estate transactions, asset-based lending and corporate finance, creditors' rights, and environmental law. Mr. Hanford also specializes in healthcare-related transactions, including acquisition and finance of long term care facilities and surgical, dialysis and imaging centers throughout the northeastern United States.

Mr. Hanford has also lectured on a wide variety of corporate and real estate related topics, including the Pennsylvania realty transfer tax, landlord-tenant law and the formation and operation of "captive" insurance companies.

Mr. Hanford joined Silverang, Rosenzweig & Haltzman, LLC after twenty-three years of solo law practice. Prior to starting his own firm, he was an associate at Fox Rothschild O'Brien & Frankel's Philadelphia office and at Pelino & Lentz.

In addition to his legal affiliations, Mr. Hanford has been a member of Committee E-51, Environmental Standards and Practices, of the American Society of Testing and Materials, and has been actively involved in many non-legal business ventures, including as a founder and developer of the Royal Oaks Golf Club in Lebanon, Pennsylvania and several residential real estate developments in Central Pennsylvania, as principal of Land Settlement Services, Inc., a real estate title insurance agency, and as President of Lebanon Screen Printing, Inc., a textile printing and finishing company.

Mr. Hanford is admitted to practice before the state courts of Pennsylvania and New Jersey, and before the United States District Court for the Eastern and Middle Districts of Pennsylvania and the District of New Jersey. He is a member of the Pennsylvania Bar Association and its Real Property, Probate and Trust Law, Business Law and Environmental Law Sections.

Mr. Hanford holds a B.A. in English, cum laude with Honors, from Tulane University and a J.D. from Temple University's Beasley School of Law.

Representative Matters:

• Negotiated and closed the acquisition of four nursing facilities from a nursing home chain in Chapter 11 bankruptcy proceedings.
• Successfully argued before the Pennsylvania Supreme Court in a case of first impression that established real estate tax exemption for all components of a non-profit, continuing care retirement community.
• Co-counsel in the acquisition of thirteen magnetic resonance imaging centers in Delaware and Pennsylvania.
• Borrower counsel in the corporate restructuring, partial divestment and refinancing of a multi-modality imaging center business
• Purchaser counsel in the acquisition of eighteen magnetic resonance imaging centers in Florida.
• Negotiated and drafted a design and intellectual property agreement between a high-end, custom kitchen manufacturer and several well-known restaurant chefs for installation of chef "signature" custom kitchens.
• Designed and implemented a development financing facility using the income stream from a private issue municipal bond as collateral.
• Negotiated the settlement of a multi-million dollar environmental liability claim for less than ten percent of the claim; successfully negotiated defense and indemnity coverage under an 18 year old "occurrence" insurance policy.